Although insurance providers have various plans they offer people seeking life insurance, there are two main types of insurance i.e.
1. Term- it is the simplest form of life insurance. It only pays if death occurs during the terms policy which is usually one to thirty years. The option does not have any other benefit provisions.
2. Whole Life/ Permanent- this option pays whenever a person dies even when they live for a decade. There are different variations within this option allowing a person to choose the one they feel will work best for them.
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